Insurance Defense

Insurance Defense Attorney

Insurance contracts are referred to as contracts of adhesion because the insurers and insureds are not on equal footing when the contract is formed. Contracts of adhesion are subject to special rules of interpretation protecting the insured. Insurance defense requires the knowledge and skills of a seasoned lawyer. At Samuel D. Bornstein, P.A., we are highly experienced in providing our insurance defense clients with effective, knowledgeable counsel, and we are proud of our record of results.

We have experience in representing both the insured and insurance companies in claims and in coverage disputes. If you need our assistance, do not wait to contact our experienced insurance defense attorney.

Insurance defense can be complicated. If you are an insurance company, you want to be sure that your attorney has the experience and will provide uninterrupted personal attention so that your case is effectively managed and your insured is protected. At Samuel D. Bornstein, P.A., we can assist you with the following matters from our Paramus, New Jersey, office:

An insurance company does not have a duty to provide legal representation or advice before a lawsuit is filed. Nonetheless, this is often an important time to protect your rights and legal interests. Our Firm has the experience that can help protect you and your insurance carrier. In some circumstances, this assistance can help avoid protracted litigation.

On other occasions, insurers may disagree about coverage or the extent of coverage available under a policy. When questions of coverage arise, our Firm knows the procedures that courts follow to interpret and resolve these contract questions.

Even where an insurance carrier is paying the costs to defend, we have helped some clients who prefer to have their defense handled by counsel of their own choice, instead of being represented by a law firm appointed by the carrier. Using your own lawyer can be of real benefit, especially where you choose a law firm familiar with your individual or business affairs. And it often makes sense to keep closer control over the way the policy deductible is spent. We can help you in these circumstances. We are sensitive to your needs: we know how to get results, and we will fight for your rights.

To contact counsel to discuss your individual or business need for legal advice about insurance matters, or to schedule an initial consultation or case evaluation with an experienced lawyer, please contact Samuel D. Bornstein, P.A.